I have had some hotels offer me a cash rate when I check in and then they credit the points back. How do I know if a hotel offers this? Ex: one hotel offered $40 per night paid rate and then we did not have to use points. I think that might explain better what I am talking about.
I think this is system wide--there was a post on the Insiders' Lobby about this in the Spring of 2010. I'll try to find it. Just ask how many points are involved--remembering that each dollar you spent to earn them was worth 10 points. In some cases it may make sense to trade for them.