12 Replies Latest reply: Jan 22, 2016 9:56 AM by vertol46 RSS

Should I pay cash, or use points

vincepachiano Silver
Currently Being Moderated

I've poked around this message board, and I've seen different calculations.

Now my head is swimming.

Is there a general rule-of-thumb one can use when deciding whether to pay cash or use points?

Example: Cash price of $150 vs. 10,000 points?

(For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    psudad Alumni Steward Gold 3 Reviews
    Currently Being Moderated

    To me, it depends on how many points I have and what I might be saving them for, and how good a deal the hotel is.  In other words, every stay is different, depending on current state and future plans.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    rlswider Platinum 7 Reviews
    Currently Being Moderated

    I think 10000 points for a value of .015 cents per point is pretty good  --I think in that case most people would use points if they had plenty to use 

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    phctourist Platinum 20 Reviews
    Currently Being Moderated

    I shoot for around that figure.  I'd use the points.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    thecentury303 Platinum
    Currently Being Moderated

    Anything above .7 cents per point is a good redemption IMHO.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    jt15550 Platinum
    Currently Being Moderated

    Keep in mind that awards stays typically also include the various taxes and fees that go along with the room.  So using points on a $125 room rate often can approach a $150 savings by the time it's all said and done.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    fistuk Platinum
    Currently Being Moderated

    I have a different thumb rule for this issue:

    I take the average of a nightly rate I'm used to spend and compare it to the rate in question - if this rate is much higher than my average than I'd prefer spending the points, especially if it's a very expensive rate which can be found in luxury hotels & resorts.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Should I pay cash, or use points
    brightlybob Platinum 10 Reviews
    Currently Being Moderated

    I regret that I may be one of those that caused your head to spin... Sorry

     

    I would always redeem a night that costs $150(inc taxes) or more for 10,000 points. If I was heavy on points and light on cash I might use 15,000 points. I would never consider redeeming 20,000 points for a room at that price.

     

    My minimum redemption target (inc taxes) goes

     

    Cat 1 $75

    Cat 2 $100

    Cat 3 $150

    Cat 4 $200

    Cat 5 $250

    Cat 6 $300

    Cat 7 $350

    Cat 8 $400

    Cat 9 $450

     

    In other words 1UScent per point. Note you can do better than these, popular times can see a redeemable cat 5 hotel room sell at $400, a cat 9 at $700. If you've got hundreds of thousands of points a Marriott Travel package can be a good idea, I recently redeemed 360,000 points for first class return tickets UK to Miami and 7 nights in the Florida Keys. The cash price was $7,500 (inc taxes), a return of 2.1UScents per point. More prosaically, last year I redeemed 400,000 points on a family roadtrip staying at Marriotts in Ottawa, Albany, New York, Oakville and Toronto for a total of 13 room-nights worth $5,300 (inc taxes), a return of 1.3UScents per point.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Should I pay cash, or use points
      nhtraveler Platinum 3 Reviews
      Currently Being Moderated

      As usual, Bob, you have provided needed light to a murky subject. I have been collecting points and not using them while I'm working, but as I'm not approaching retirement, I'm getting to the point where I'll be using them. I will keep your calculations and suggestions in mind. My beloved and I thank you!

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Should I pay cash, or use points
      phctourist Platinum 20 Reviews
      Currently Being Moderated

      I try to use redemptions on five night stays.  That 5th night for free has always improved the value of my stay.

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Should I pay cash, or use points
      moonflower Platinum 13 Reviews
      Currently Being Moderated

      I am yet to use the flight and hotel travel package option but you examples suggest I really should. I wish you were my travel agent!

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Should I pay cash, or use points
      vertol46 Platinum
      Currently Being Moderated

      I agree. About 100 points per dollar. Your 10,000 points is a bargain for a $150 room. (But why is a Cat 2 room so much? I'm writing this from a Cat 2 room that goes for $99/night.)

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)