7 Replies Latest reply: Jun 21, 2015 10:47 AM by Jsucool76 Branched from an earlier discussion. RSS

Re: What Credit Cards do you carry and why?

vaboywnder Alumni Steward Platinum 21 Reviews
Currently Being Moderated

Here is my list:

 

Marriott Rewards Premier Visa Credit Card:  As a Marriott enthusiast whose goal is to become Lifetime Platinum this card is a no brainer.  The annual Category 5 certificate more than offsets the $85 annual fee and the Elite nights and credits earned helps me get closer to Lifetime Platinum.  This is the card I use the most.

 

Ritz Rewards Card:  The 140k signup offer was too good to turn down.  Annual Fee is $395 but the benefits of the card more than offset the fee.  Each calendar year you get the $300 airline credit + $100 Ritz hotel credit in addition to airport lounge access, and 3 Ritz club level upgrade certificates, plus trip insurance and roadside assistance.

 

United Explorer Card: Recently signed up for this card as I plan to move away from Delta and take more advantage of the Marriott partnership with United.  Annual Fee is $95.  Perks include 2 United Club Lounge passes each year, Free Checked Bags (perk I already receive for being Plat), Miles never expire while your a card holder plus additional award availability with no restrictions or blackout dates.  Was able to get a 50k mile signup bonus.

 

Delta Platinum Amex: Planning to cancel card this card before it renews since I'm flying less with Delta now.  Annual Fee was raised from $150 to $195 last year.  Perks of the card included free checked bags and annual coach companion certificate.  Earlier this year I obtained the Southwest Companion Pass which is now making this card less useful to me.  Definitely will replace with another Amex card as Amex Deals are awesome.

 

Bank of America Better Balance Rewards Visa:  Originally signed up for this card when I needed to buy lots of things for my new home as I was able to get 15 months no interest on purchases at the time.  Card has no annual fee but also gives you $25 each quarter when you pay more than the minimum payment.  I use the card now just to pay my cable bill each month and collect the $100 yearly reward.

 

Discover Platinum Card: Great card with no annual fee with lots of Cash Back Earning opportunities.  Primarily use this card around Christmas time to take advantage of the 5% or higher Cash Back offers.  Free Fico Score.

 

Barclay Arrival Plus Card:  Excellent sign up offer good for $440 in travel credit.  Card has a return of 2.3% return on purchases if using points for travel. Free Fico Score.  $89 Annual Fee but free membership to Tripit Pro which helps offset the annual fee especially if Tripit Pro helps finds you airfare refunds for your travel.

(For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Re: What Credit Cards do you carry and why?
    Jsucool76 Gold
    Currently Being Moderated

    Nice collection =]

     

    Make sure you enrolled (or have enrolled) your card in the double cash back promo from discover

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: What Credit Cards do you carry and why?
    702rugbyref Platinum
    Currently Being Moderated

    yes a nice collection and description.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: What Credit Cards do you carry and why?
      Jsucool76 Gold
      Currently Being Moderated

      I love tripit

       

      i get it with my no AF arrival card and I send the itineraries it makes to everyone I travel with.

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: What Credit Cards do you carry and why?
    30marine Gold 1 Reviews
    Currently Being Moderated

    vaboywnder:

     

    I am down to one card that is the Marriott Rewards Visa Credit Card.

     

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: What Credit Cards do you carry and why?
      vaboywnder Alumni Steward Platinum 21 Reviews
      Currently Being Moderated

      That's good 30 marine.  I also plan to slim down the collection before getting to retirement.

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: What Credit Cards do you carry and why?
    ssindc Platinum 42 Reviews
    Currently Being Moderated

    Ah, vaboywnder, you've got quite a collection going....  I've dramatically consolidated over the last few years, including giving up my UNITED card:

    • Chase Marriott Premier VISA - it's been very good to me (and my family): MR Premier VISA - Ka-CHING!!!
    • Chase Marriott VISA - I don't actually carry this anymore, but my son (in college) carries it for emergencies and "approved purchases";
    • I've been using a Wells Fargo VISA for a couple years now - rebates (with periodic attractive multipliers) go straight to my mortgage; and
    • USAA MasterCard - my long-term back-up card - been relying on USAA for a lifetime (for good reason).

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: What Credit Cards do you carry and why?
      Jsucool76 Gold
      Currently Being Moderated

      All of you are consolidating and I'm just over here like "what's that?"

       

      I still have plans for new cards.

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

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