Insiders, watch for an unauthorized charge showing up on your credit cards for a small amount usually under $60. Yep, my Marriott Visa bill came yesterday and show a charge from RUIJRD.COM CHENGDU that I did not recognize. I called Chase and they immediately transferred me to Chase Security who closed out my account and issued a new account. Seems it start with a call from a 016 number that I did not even answer.
Here is a website I found when searching for the charge originator:
Be alert for this as they start small so catch it quick.
Sorry to hear about your problem. You might already have something like this, but I subscribed to "Identity Guard" several years ago to protect my social security number, bank account and credit cards:
There are a number of services like this, but after researching the various ones I settled on Identity, which was initially offered by Chase Bank. Here is a list for comparison:
I also have set up "alerts" on all my credit cards, such as:
1. Any foreign transaction (unless I've advised credit card company I'll be traveling in another country)
2. Any charges in excess of a designated amount
3. Any charges when my credit card is not present
4. I change my pass words frequently and have set up recognizable scenes, photos, etc. for me to verify before entering my pass word.
Hope this is helpful.
Thanks Fred, but it really was not more than an inconvenience since Chase is very good in the handling of the issue. Alerts are excellent even though the excess charge amount would have been very very low and the alerts for things like that and a few others would be an inconvenience.