5 Replies Latest reply: Jun 24, 2014 12:01 PM by fschumpert RSS

The #1 Mistake People Make At Hotel Checkout

californian Platinum 37 Reviews
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ClarkRageous Moment

The #1 Mistake People Make At Hotel Checkout

 

By Clark Howard

There's an ugly ongoing problem when you check in or out of a hotel.

 

At the desk, you're always asked to give a form of payment like a credit card or a debit card so if you trash the room, they have something on you.

 

But then a lot of people decide at checkout that they want to pay cash instead of plastic. So you settle up and they give you a receipt (hopefully) and you go.

 

The problem comes if there's a dishonest individual working behind the desk. They may still charge your room to your card *and* pocket the cash.

 

If you later notice and have proof you paid cash, you call up and they say, "Sorry, it was a clerical error." But what if you didn't keep that receipt or they didn't give you one showing you paid cash?

 

You lose.

 

The best answer is the form of payment you leave at the desk when you check in is the form of payment you pay with when you check out.

 

Meanwhile, The Washington Post reports hotels are a fertile ground for identity theft rings and credit card theft rings. You have a situation where there is frequent turnover at hotels and weak background checks on employees.  Plus, there are so many transactions happening and so much info being given by travelers.

 

It all adds up to hotels becoming a new weak point in our nation's ability to stop identity theft and credit card theft.

 

And that brings me full circle to the dangers of debit cards. Because the hotel check-in desk has become such a weak link, *never* pay for a hotel room with a debit card.

 

If your number is compromised, using a debit card lays you wide open to having your entire checking account emptied. Then you have to fight with your bank to get your money restored.

 

So for hotels, the only safe thing is to pay with a credit card!

(For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: The #1 Mistake People Make At Hotel Checkout
    gm1 Gold 1 Reviews
    Currently Being Moderated

    californian

     

    Good article with excellent advice.  I only use my debit card for cash withdrawals from ATMs.  If your debit card number is compromised, it may turn ugly very quickly and the remedy is time consuming (numerous phone calls, police reports, etc.).

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: The #1 Mistake People Make At Hotel Checkout
      iahflyr Platinum 26 Reviews
      Currently Being Moderated

      That is excellent information californian, I never even thought of it yet I never pay cash for the room either as I seldom have more than $10 cash money.  Sure is good stuff to think about regardless and applies to many things.

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: The #1 Mistake People Make At Hotel Checkout
    muppetwrangler Platinum 8 Reviews
    Currently Being Moderated

    On the rare occasion that I payed for my stay in cash, upon check-out, I requested an updated invoice showing that payment was made in cash.  However, since getting the Marriott card, now that's all I use.  I did, however, have my Marriott card used fraudulently.  Chase caught the suspicious charges and notified me before I even realized my card had been used by someone else.  It was so upsetting!

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: The #1 Mistake People Make At Hotel Checkout
    fschumpert Platinum 22 Reviews
    Currently Being Moderated

    Credit card fraud is protected by law, and most banks, where debit cards are issued, normally protect fraudulent use here, especially at ATM's. I only use ATM - never use any other debit card for purchases, and no on-line banking - too risky for me! Also, for further protection, I subscribe to Identity Theft program, and establish "Alerts" on all my credit cards, and also call credit card company (Visa and AMX) (bank that issue cards) when I'm traveling out of the country, advising countries I'll be visiting.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

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