13 Replies Latest reply: Feb 14, 2014 4:16 PM by highmaintenance13 RSS

Premier awards credit card

highmaintenance13 Gold 3 Reviews
Currently Being Moderated

I am contemplating applying for the premier rewards visa and wanted your thoughts on the pros and cons that you have experienced.

(For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    jakeal Gold 15 Reviews
    Currently Being Moderated

    highmaintenance13,

     

    You might find the below discussions helpful:

     

    http://www.rewards-insiders.marriott.com/thread/15699

     

    Marriott Visa vs Chase Saphirre Preferred (if you have a great deal of Marriott pts to start)

     

    MR Premier VISA - Ka-CHING!!!

     

    I have had the card for a few years and am one who thinks it is well worth the $85 / year fee.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    bejacob Platinum 38 Reviews
    Currently Being Moderated

    Get it.

     

    You'll earn 15 elite nights every year (automatically granting Silver Elite status and getting you that much closer to Gold or Platinum). You'll get a free night stay each year (cat 1-5, I think). You'll earn an additional elite night for every $3000 you spend. For charges at Marriott properties you earn 5 points per dollar spent. Charges at restaurants, airlines, and car rental earn 2 points for every dollar. Everything else earns 1 point per dollar. (I hope I've got that right).

     

    You will have an annual fee of $85 after the first year, but the "free" night more than makes up for that (see $85 yearly fee for the Marriott Premier or Signature Visa Card).

     

    One of the best rewards card deals out there.

     

    If I've missed anything, no doubt other Insiders will catch it.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    vaboywnder Alumni Steward Platinum 21 Reviews
    Currently Being Moderated

    highmaintenance13,

     

    You should definitely go for this.  Since you get a free Category 5 certificate every year this more than justifies the $85 annual fee.  Plus the 15 elite night credits towards your status in addition to one additional night credit each time you spend $3,000 or more and all the extra Marriott Rewards Points. 

     

    This past year I've been using the Marriott Credit Card for all my everyday spending and paying the bill off each month so there is no interest.  The points really add up quickly along with the Elite night credits.

     

    Also the card has the special security chip which allows you to use it for foreign travel.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    marriottmemberfromla Platinum 51 Reviews
    Currently Being Moderated

    I think the Marriott Rewards card is great.

     

    Pros:

    --15 elite nights every year; it makes it much easier to get to Gold, Platinum, lifetime status, etc.

    --Additional elite night with every $3,000 spend; also helps you get higher status easier (very few airline credit cards do this; Delta's card does)

    --You usually get a lot of bonus points to start (30k or more)

    --You get a free category 1-4 hotel night in your first year and then a free category 1-5 hotel night each year after...can easily be up to a $200 value and even more

    --Great bonus if you use it for Marriott Rewards stays (5x points)

     

    Cons:

    --$85 annual fee but the free night covers that

    --Credit card points are not that good unless it is for Marriott (great bonus), airplane tickets, car rentals, or dining.  You should not use it for other expenses because you only get 1 Marriott Rewards point for each $1 spent...you get the same with United, but 1 United or other airline mile has more value than 1 Marriott Rewards point.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Premier awards credit card
      highmaintenance13 Gold 3 Reviews
      Currently Being Moderated

      Thanks for the responses so far.  I have read the rules but did not see anything about the warranty and the added travel benefits.  I believe that I will apply for it since, I will be travel a great deal over the next few months.

       

      Followup Question:  I understand that the e-certificates have an expiration date, but I was wondering if points received from the use of the card expires?

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    john_thai Platinum 8 Reviews
    Currently Being Moderated

    To me the biggest benefit is that almost all my travel is international and you don't get charged the "International Fee" when you purchase outside the country. That more than covers the cost of the card for me.


    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    beauvallonboy Platinum
    Currently Being Moderated

    Very good responses by members..what I have noticed which may not be a huge deal to some but free night stay for $85 membership fee has gone from a Category 6 to Category 5.  What is the reasoning behind that Marriott?

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

    • Re: Premier awards credit card
      vaboywnder Alumni Steward Platinum 21 Reviews
      Currently Being Moderated

      beauvallonboy,

       

      I don't ever recall any of the Chase Marriott Cards offering a Category 6 certificate.  It's always been a category 5 certificate offering since I've been a card member which is over 10 years.  Lots of Insiders and other Marriott Rewards members have asked Chase to consider changing the offering to a Category 6 since many hotels have increased their category level in the last 1-2 years but Chase has not done so,

      (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

      • Re: Premier awards credit card
        beauvallonboy Platinum
        Currently Being Moderated

        I apologize! I was mistaken as you have pointed out so many hotels just increasing the category level and that is exactly what I was wrong about.  A hotel that we frequented a lot and the last few years we haven't been able to use our certificate for anymore.  Even Fairfield Inn's are even category 7's in some cities..which I find absolutely ridiculous!

        (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

  • Re: Premier awards credit card
    highmaintenance13 Gold 3 Reviews
    Currently Being Moderated

    Thanks for all of the responces that I have received.

    (For each location tag, you will be guided through a 3-step process to add (1) a city and a state or a city and a country, (2) a Marriott brand, and (3) a Marriott hotel.)

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